Overview: HIU KWAI's theory is to decline one's own self-prestige. He stresses on the point that one has to serve his client from all aspect so as to win the clients' trust. - One has to become indifferent towards all other. TAT MAN does not agree with him. HIU MAN gives a mobile telephone to TAT MAN to encourage him. However HIN KWAI scolds him. In fact he wants to build up TAT MAN's courage. Although this makes he feel bad, TAT MAN's inferior character has been rectified. After hard work, TAT MAN approaches CHEUNG DICK SON - a rich merchant. He wants to make him his client bit in fact DICK SON is the boss of another insurance company. Under HIN KWAI's instruction, TAT MAN is able to handle the sales technique but he does not dare to approach CHAN CHOI. CHAN CHOI understands him so he asks his wife CHEUNG OI to purchase an insurance policy for him.