Overview: HO invites CHO for dinner at home. CHO is shocked to meet CHUNG there because CHUNG is supposed to be studying in England. CHUNG wants to quit schooling and HO supports him. CHO calls for a family meeting and blames HO for spoiling CHUNG. CHUNG cannot bear to tell the truth about his inability in studying. CHO finally accepts the reality but he asks everybody to keep this secret. KA suddenly borrows 30 thousand dollars from WING HO because he wants to move away from the KAM’s family. KA meets an old neighbor Granny WAN and he realizes that WAN loses all her money in the stock market. YUET discovers that KA didn’t rent a flat. She misconceives that KA uses the money to buy stocks again and she wants to tell HO about this. KA fails to stop YUET and he gets mad. Everybody organize a surprise birthday party for SA and SA is overjoyed.