Overview: It's April 15 and Hilton hasn't even started working on his taxes, a fact he wants to make sure Ruth doesn't discover. Ruth has other things on her mind, however -- she and Pauline have an appointment with Mr. Rollins of the SBA to obtain another loan for the Flower Café. At the Café, Erica has agreed to look after Jurnee, her friend's younger sister. A desperate Hilton arrives and asks Erica for help with his taxes, but she reminds him she's a lawyer, not an accountant. Meanwhile, Mr. Rollins, very negative and skeptical, says he needs to see Ruth's and Pauline's personal tax returns before they can proceed. Ruth calls Hilton for their tax information, and he promises to get everything to her in an hour. Erica sends Jurnee over to the house to watch TV, where it shortly becomes clear that the little girl knows more about doing taxes (her dad's an accountant) than Hilton. She gets the taxes wrapped up and over to Ruth, Pauline and Mr. Rollins, and Hilton is saved.